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Who Gets to Be an ‘Authentic’ Voice?

In the dusty courtyard of a Dakar neighborhood, a griot once told me, “Truth is not only in the words—it is in who speaks them.” At the time, I thought he meant that experience shapes perspective. Years later, I see the sharper edge in his observation: that the authority to speak, to be heard as authentic, is not evenly distributed. It is conferred—or withheld—by culture, politics, and power.

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The Era of Cheap Debt is Over—Now What?

For more than a decade, the global economy ran on money so cheap it felt almost free. From the aftermath of the 2008 financial crisis through the pandemic years, near-zero interest rates and central bank asset purchases fueled an unprecedented era of borrowing. Governments financed stimulus packages without immediate pain, corporations refinanced at bargain rates, and households locked in historically low mortgages.

That era is over. And the transition will be neither smooth nor evenly felt.

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